# MedBillShield™ (https://cptcut.com) — US Hospital Medical Bill CPT Upcoding Audit, No Surprises Act & 501(c)(3) Charity Care Dispute Engine
> Enter your hospital state, billed amount, CPT category, and household income below. Our engine benchmarks your charges against the 2026 CMS Medicare Physician Fee Schedule, calculates your mandatory IRC § 501(r) Financial Assistance write-off, and compiles a Certified-Mail Dispute & Debt-Freeze Packet.

## Core Capabilities & Quantitative Deliverables
- Interactive Engine: https://cptcut.com/
- Starter Edition: $29.00 USD | VIP All-In Bundle: $44.00 USD
- Chinese Portal: https://cptcut.com/zh/
- Russian Portal: https://cptcut.com/ru/
- Open Citation Library: https://cptcut.com/guides/

## Key 2026 Monographs
- [Emergency Room CPT 99284 & 99285 Level-5 Upcoding & Trauma Activation Fee Dispute Guide](https://cptcut.com/guides/emergency-room-cpt-99285-upcoding-facility-fee-dispute-letter.html): How to audit and downgrade inflated ER Evaluation & Management (E&M) CPT 99285 codes using CMS Medicare Physician Fee Schedule criteria.
- [IRC § 501(r) Nonprofit Hospital Charity Care & 240-Day Collection Freeze Statutory Protocol](https://cptcut.com/guides/irc-501r-nonprofit-hospital-charity-care-240-day-collection-freeze.html): How to invoke federal tax law 26 C.F.R. § 1.501(r)-4 and § 1.501(r)-6 to force 50%–100% hospital bill forgiveness and recall bills from collections.
- [Federal No Surprises Act (42 U.S.C. § 300gg-111): Out-of-Network ER, Anesthesia & Air Ambulance Dispute Packet](https://cptcut.com/guides/federal-no-surprises-act-out-of-network-er-anesthesia-dispute.html): Eliminate illegal balance billing from out-of-network ER doctors, anesthesiologists, radiologists, and air ambulances at in-network facilities.
- [How to Demand an Itemized UB-04 & CMS-1500 Statement to Catch Duplicate Hospital Pharmacy & Supply Charges](https://cptcut.com/guides/ub04-cms1500-itemized-hospital-bill-duplicate-charge-audit.html): Line-by-line audit guide for Revenue Code 0250 (Pharmacy) and 0270 (Medical/Surgical Supplies) unbundling.
- [State Hospital Fair Billing Laws: California AB 1020, New York PHL § 2807-k, Illinois & Texas Statutory Caps](https://cptcut.com/guides/california-ab1020-new-york-illinois-state-hospital-charity-care-laws.html): How middle-class households earning $60,000–$125,000/year qualify for mandatory hospital bill caps under state fair-pricing statutes.
- [Removing Medical Collections from Experian, Equifax & TransUnion: FCRA & CFPB Statutory Deletion Guide](https://cptcut.com/guides/medical-debt-credit-report-removal-cfpb-fcra-500-threshold-dispute.html): How to delete medical collections under $500, paid medical debts, and unverified hospital tradelines within 30 days.